There are still 15 days before the opening of the 14th National Winter Games. The Ergun Band calls out netizens and invites everyone to come to Inner Mongolia in winter to experience the different beauty of prairies, forests, deserts, lakes and rivers.

    Reporter: Ye Ziyan.

    Reporter: Yu Guang Tian Haolin

    Ye Ziyan studio

    Produced by Audio and Video Department of Xinhua News Agency

　　Food, clothing, housing and transportation are the basic needs of life, among which "living" is regarded as just needed by many people. These two days, there was an interesting meeting, which was closely related to "living".

　　The video and telephone conference on accelerating the development of affordable rental housing and further improving the regulation of the real estate market held on the 22nd reiterated that the house should be used for living, not for speculation, and the real estate should not be used as a short-term means to stimulate the economy.

　　The positioning of "staying in the house and not speculating" continued to consolidate, which made many people eat "reassuring".

　　The picture shows a commercial house near Madang Road in Shanghai. Xinhua News Agency reporter Chen Fei photo

　　Whether buying a house, renting a house or building a house, it is inseparable from money. Therefore, real estate finance is a key link in the implementation of "housing without speculation".

　　In recent years, China has accelerated the establishment and improvement of a long-term mechanism for real estate financial management, especially under the guidance of the "three lines and four files" rule and the real estate loan concentration management system, many housing enterprises have become more cautious and self-disciplined, and the concentration of real estate loans and personal housing loans of banking financial institutions has steadily decreased.

　　In June, the sales price increase of commercial housing in 70 large and medium-sized cities showed a steady and declining trend as a whole; At the same time, at the end of June, the growth rate of RMB real estate loans in China dropped by 2.2 percentage points from the end of last year.

　　It can be seen that the regulatory policies, including real estate financial policies, have been effective, the real estate credit environment in some cities has changed, and the price increase has stabilized.

　　What is the "sharp weapon" that can make regulation so immediate? How do the "three lines and four gears" rule and the real estate loan concentration management system play a role? Come and get to know it.

　　To promote the stable and healthy development of the real estate market, first of all, real estate enterprises need to be healthy. However, some real estate enterprises are greedy for perfection and blindly expand, and the financial indicators of core operations are "red light", which also leads to the phenomenon of high leverage and high debt in the real estate industry.

　　In order to enhance the marketization, regularity and transparency of financing for real estate enterprises, in August last year, the People’s Bank of China, the Ministry of Housing and Urban-Rural Development and relevant departments formed the fund monitoring and financing management rules for key real estate enterprises, that is, the "three lines and four files" rules.

　　The "three lines" are actually "three red lines", which specifically refer to: the asset-liability ratio is greater than 70%, the net debt ratio is greater than 100%, and the cash short-term debt ratio is less than 1 times after excluding advance payments.

　　According to the situation of stepping on the line, real estate enterprises are divided into four grades: red, orange, yellow and green: the scale of interest-bearing liabilities of "red-file" enterprises cannot be higher than the existing level; The annual growth rate of interest-bearing liabilities of "orange file" enterprises shall not exceed 5%; "Yellow file" enterprises shall not exceed 10%; "Green file" enterprises shall not exceed 15%.

　　With a clear "three lines and four gears", housing enterprises must meet the corresponding requirements and constantly optimize financial indicators if they want to raise funds. This is equivalent to a "physical examination" of the financial health of housing enterprises to help them better improve their financial management.

　　Behind health is self-discipline. When the financing behavior of housing enterprises is more prudent and self-disciplined, the overall operation tends to be stable. Having tasted the sweetness, more and more real estate enterprises have joined the ranks of "self-discipline". At the beginning of the pilot, the central bank selected 12 representative real estate enterprises as the pilot targets, and at the beginning of this year it expanded to 30 real estate enterprises with large debts.

　　Zou Lan, director of the Financial Market Department of the People’s Bank of China, said that the "three-line and four-gear" rule is effective from the situation and reactions from all walks of life in the past year. The three core operating financial indicators of the pilot enterprises, namely, asset-liability ratio, net debt ratio and short-term cash debt ratio, have obviously improved, and the debt scale has steadily declined. Many other real estate enterprises outside the pilot also actively benchmark the rules and optimize their own business practices.

　　The picture shows a qionghai city resident passing by an advertising slogan in front of a bank. Xinhua news agency

　　In addition to keeping an eye on the demand side, financing management cannot ignore the supply side. In addition to monitoring and managing the liabilities of housing enterprises, the People’s Bank of China also strengthens the management of banking financial institutions — — Formulate the management system of real estate loan concentration.

　　The system sets "two red lines" for the balance of real estate loans and the balance of personal housing loans for different types and sizes of banking institutions. The former ranges from 40% to 12.5%, while the latter ranges from 32.5% to 7.5%.

　　As the saying goes, eggs can’t be put in one basket. Bank credit should also focus on structural optimization, which is not only related to the risk of the institution itself, but also of great significance to the healthy and steady development of the whole economy.

　　Since the implementation of the system, the concentration of real estate loans and personal housing loans of banking financial institutions has steadily decreased. The data shows that at the end of June, the growth rate of China’s real estate development loan balance and personal housing loan balance dropped by 3.3 and 1.6 percentage points respectively compared with the end of the previous year.

　　In Zou Lan’s view, while the real estate loan business is subject to certain constraints, commercial banks have put more energy into supporting small and micro, "agriculture, rural areas and farmers" and other weak economic links, while the proportion of loans in key areas such as manufacturing and technological innovation has been improved.

　　The data shows that at the end of June, the balance of China’s Pratt & Whitney small and micro loans increased by 31% year-on-year, and the growth rate was 18.7 percentage points higher than that of various loans in the same period; The balance of medium and long-term loans in manufacturing industry increased by 41.6% year-on-year, and the growth rate was 16.9 percentage points higher than the same period of last year.

　　The People’s Bank of China said that the next step will continue to adhere to the positioning that houses are used for living, not for speculation, implement a long-term real estate mechanism, constantly improve the "three lines and four files" rules and the centralized management system of real estate loans, do a good job in policy implementation, improve the resilience and stability of the financial system, and promote the balanced development of finance, real estate and the real economy.

　　To firmly grasp the key of real estate finance, we must continue to strictly implement the "sharp weapon" of regulation and control, manage the supply and demand ends of real estate finance, and make the regulation and control policies more precise, which will not only accurately crack down on real estate speculation, but also better meet the needs. (Reporter Wu Yu)

1905 movie network news On February 21st, the film directed by and starring Deng Chao,,,,,, and so on was released "Salute! At the end of the title, the "famous scene" of China table tennis history reappeared one by one in the song "Glorious Road", and the "memory killing" of table tennis in past dynasties attracted people’s tears. Previously, the main players of table tennis in active service also cheered for the film under the leadership of Liu Guoliang, chairman of the Chinese Table Tennis Association. Players of all ages interacted from a distance, and the spirit of table tennis in China was passed on. The film is now being shown nationwide.

Opening the Glorious Moment of China Table Tennis from Rong Guotuan and Reproducing China Table Tennis "Glorious Road" for 71 years.

"117 world champions and 254 gold medals." — — "China table tennis Jedi counterattack" "salute! The legend of table tennis history in China has been digitally recorded in the first frame of the egg at the end of the title. Since the establishment of China Table Tennis Team in 1952, the historical curtain of table tennis in China has been opened. Rong Guotuan, the legendary table tennis player who won the first men’s singles world championship for China at the World Table Tennis Championships in Dortmund in 1959, was the first world champion in the sports history of New China. Since then, table tennis fever has swept across the land of China, and the ups and downs of the national table tennis legend has also opened. Clockwise jump to 1961, the 26th World Table Tennis Championships was held in Beijing, which was the first time to host a world competition since the founding of New China. Starting from this World Table Tennis Championships, the focus of world table tennis began to shift from Japan to China. At this World Table Tennis Championships, China won three championships, namely men’s team, men’s singles and women’s singles. Qiu Zhonghui, the champion of women’s singles, became the first person in China to win the world women’s table tennis championship, and also the first women’s world champion in China — — China’s first men’s and women’s world champions were both won through table tennis.

The road to glory is not always smooth sailing. In the 1980s, European men’s table tennis launched an attack on China. In the early 1990s, swaythling cup, the highest honor of the men’s table tennis team, was won by the Swedish team for three consecutive times. This also achieved the "Jedi counterattack" of China Ping-pong in the 1995 Tianjin World Table Tennis Championships, winning all six gold medals in men’s team, women’s team, men’s doubles, women’s doubles, men’s singles and women’s singles. On the podium of the men’s team in the’ 95 Tianjin Video Game with the ending egg, the "General Five Tigers" who finally won the championship was even more energetic against the background of swaythling cup, the head coach. Since then, China men’s table tennis has gone through the Gemini era of Liu Guoliang and Kong Linghui, the Gemini era of Wang Liqin, Wang Hao, Ma Lin and Ma Long, and then ZhangJike, Xu Xin and Fan Zhendong have become the mainstay of table tennis. In women’s table tennis, Wang Nan, Zhang Yining, Li Xiaoxia, Ding Ning … … Generations of legendary women’s table tennis players have firmly held the title of "Big Devil" in their hands. The egg at the end of China Ping-Pong’s Jedi Counter-Strike is a history of China Ping-Pong, and scenes of China Ping-Pong are reappeared in a panoramic view. Everyone will feel shocked when they see these photos. Table tennis in the past dynasties "Memory killing "brought tears to eyes.

"One Handsome and Five Tigers" Played the Classic Battle of Turning Defeat into Victory, the most exciting home for Tianjin’s achievements in 1995.

The Jedi counterattack of China Table Tennis tells the story that Dai Minjia, a coach studying abroad, volunteered to return to China in the early 1990s when the men’s table tennis was crushed by the "European powers" and led the veteran recruits to launch a counterattack against the "powers" in Tianjin to save the men’s table tennis. In 1990s, China men’s table tennis suffered a low ebb, losing cups in three consecutive World Table Tennis Championships, and even the team performance once fell to the seventh place in the world. In 1995, Tianjin unexpectedly won the qualification for hosting the World Table Tennis Championships, which also became the best time for China’s table tennis Jedi to fight back. Given the favorable weather and geographical location, human harmony has become a "roadblock" in front of China men’s table tennis. The "One Handsome and Five Tigers" in the film have different images and distinct personalities. They are not afraid of pressure in the face of great pressure and difficulties, and jointly performed a thrilling cup-winning battle. The Tianjin World Table Tennis Championships in 1995 has also become the most exciting home.

Dai Minjia, the "devil coach", used his troops like gods to build five "problem players" with their own strengths but no shortage of shortcomings into a teacher of hope who dares to fight, can fight and can fight. Absolute main force in the team — — Bai Min, the "leading brother", was injured in the shoulder and resisted the pressure at a critical moment that might ruin his sports career. Huang Zhao, the "most beautiful boy" who returned from "stealing a teacher" in Europe, was older, but he kept a key point with rich practical experience; Gong Feng, a "secret weapon" hidden in the snow for four years, has myopia of more than 1000 degrees in both eyes, but he has mastered the stunt of "combining attack and cutting" to beat the top players in Europe; Only 16-year-old Hou Zhuoxiang and Dong Shuai, the "future champions" and "Ping-Pong Moonlight", who showed super dominance, launched an impact from the youthful power on their opponents. As the highest comprehensive word-of-mouth evaluation of the new film released since February, this annual word-of-mouth work of "Good Laughter and Tears, Enough Burning, Enough Cool" has been unanimously recognized by the media, film critics and ordinary audiences with its ups and downs stories, carefree competitions and inspiring ping-pong spirit since its release.

The film "China Ping-Pong Fight Back" is directed by Deng Chao and Yu Baimei, starring Deng Chao, Sun Li, Timmy Xu, Duan Bowen, Cai Yida, Ding Guansen, Sun Jilun, Aruna, etc. The film is now being shown in the country.

In the ancient East, there seems to be a mysterious veil hidden in the long river of history, revealing some amazing strange coincidences from time to time. These coincidences seem to be legends woven by history itself, leaving future generations with deep thoughts, and these stories hover in my heart, making me feel the mystery of the world’s reincarnation between ink and paper.

Let’s focus on the experience of Emperor Gaozu Liu Bang. His life is full of legends, and his leap from Buyi to Tianzi has attracted worldwide attention. But also, an episode that happened in his escape career is even more incredible. According to the report, when Liu Bang passed through a mountain forest, he encountered an unusually white boa constrictor crossing the road, and he cut it in two with his sword without fear. This python can’t help being given symbolic meaning by later generations-it was the test and hint given to Liu Bang by the god of fate, and he declared to the world the possibility of his future success with courage and determination.

Then, we might as well compare the fate trajectories of Qin Shihuang and Emperor Wen of Sui in Sui Dynasty. Qin Shihuang helped the world, burned books to bury Confucianism, repaired the Great Wall, built Epang Palace and built water conservancy, which was a great achievement. However, the grievances created by his harsh and cool laws are like undercurrents. After his death, the Qin Dynasty declined rapidly and eventually collapsed after only a few short years. Hundreds of years later, Emperor Wen of Sui in the Sui Dynasty also created a prosperous era of reunification. However, after the second emperor Yang Guang ascended the throne, his extravagance and tyranny made Jiangshan once again step into the path of subversion. Two dynasties, after the death of the founder, ushered in a similar fate.

Finally, we turn to the story of Zhao Kuangyin in the Song Dynasty and the last son of heaven in the Southern Song Dynasty. Zhao Kuangyin, a general of the Zhou Dynasty, rose to fame in helping the imperial court to quell civil strife and expand its territory, and usurped the seven-year-old throne left by Zhou Shizong from humble origins through the Chen Qiao mutiny. A similar plot was staged again in the last years of the Southern Song Dynasty. When the Southern Song Dynasty was besieged by the Yuan Army and was on the verge of extinction, the young emperor Meng Gong chose to jump into the sea heroically to show his loyalty and loyalty. The two young emperors suffered different but similar fate twists and turns.

When we put these three sections of history together, it seems that we can perceive that the breath of reincarnation is slowly permeating the river of time. Every turn and coincidence is like a chess game arranged by God’s will, waiting for the chess pieces to perform.

But can we really assert that history is reincarnation? I’m afraid we still need to have reservations. Because history itself is made up of countless individual behaviors; It should be noted that although the waves are small, they can gather into an ocean, and people are small, but they can also affect the historical process. These seemingly "magical" coincidences are just a few fragments highlighted in countless events, which does not mean that all history follows a certain established pattern.

Perhaps we should learn wisdom from these stories and study the law: the extraordinary ambition of heroes often indicates extraordinary achievements; Authoritarianism leads to the boiling of national resentment and eventually to its demise; Power translocation is often accompanied by the fading of old forces and the birth of new forces.

To sum up, although history always gives us countless possibilities and associative spaces, every era that needs to learn from the past and diligently explore the true meaning of the laws behind them has its particularity and independence. Anyone can try his best to exert his style and contribute his strength in his position and become a small and powerful wave that pushes history forward.

Culture is not knowledge, culture is the pursuit of beauty! Expressed in more concise words, it can be abbreviated as: culture is the sum of language and words.

"Culture" can be expressed in four sentences:

1. Self-cultivation rooted in the heart:

Self-cultivation can be divided into two main contents. First, knowledge literacy is reflected in a person’s IQ; The second is humanistic accomplishment, which is reflected in a person’s emotional intelligence. Therefore, self-cultivation is improved through learning and cultivation the day after tomorrow, so as to achieve the realm of internalization in the heart, externalization in behavior, and integration of knowledge and practice.

2, don’t need to remind others consciously:

Self-awareness means that you know something and take the initiative to do it. The difference between humans and animals is that there are two lives: one is the life of the body; The second is the life of culture. Take away the "culture" tendon, people are just ordinary animals, and people are conscious.

3. Freedom on the premise of constraint:

Freedom is self-determined, without restrictions and constraints. The freedom advocated is a kind of freedom that is harmless to others in society, and it is based on goodness and justice. We should realize that freedom not only means the desire to be liberated from bondage, but also means the responsibility to respect the value of others’ existence. Only within reasonable limits and by using reasonable means can we achieve real freedom.

4. Kindness for others:

The first paragraph of the classic of Chinese studies "San Zi Jing" says: "beginning of life, human nature is good. Sex is similar and learning is far away. " This means that when people are born, their nature is good and their temperament is very similar. But with the different changes and influences of their living environment, everyone’s habits will be different.

If you treat others well, others will treat you well. If you are full of kindness, you can warm the people around you. In daily life and work, it is necessary to be helpful and kind to others, unite with leaders and colleagues, actively create a relaxed and pleasant working atmosphere, and construct harmonious interpersonal relationships.

According to the traditional concept of human beings, culture is a social phenomenon, which is the product of long-term human creation, but also a historical phenomenon and the accumulation of human society and history. To be exact, culture is the way of thinking, values, lifestyle, behavior norms, art and culture, science and technology of a country or a nation that can be passed down and spread. It is a universally recognized ideology that can be passed down for human communication and a sublimation of perceptual knowledge and experience of the objective world.

Culture is the total system of symbols (mainly words, supplemented by images) and sounds (mainly language, supplemented by phonology and notes) created and commonly recognized and used by people in the process of constantly knowing and transforming themselves and nature.

Culture, the afterlife of this life, is the behavior of some people to carry out their life beliefs. When the noblest place in a person’s temperament blooms in all aspects of life, when a person’s aesthetic taste is enough to give life a kind of elegance and flavor-that is culture.

Culture is the best nourishment.

Everything in the world is supported.

The grass and trees are in the wild, and the rain and dew are born to help; Body and mind are in the study, and kissing ink can nourish them.

If the study is a person’s spiritual sanctuary, then the long thing in the study is the pearl in this sanctuary.

Ancestors said: when writing, you can raise pens, when grinding, you can raise ink, when washing, you can raise paper.

When the library is in the library, the supplies of the study room can be spent over the years; If you are always close to things, your body and mind will be spiritually influenced.

Culture is the best nourishment.

The nourishment of life comes from the pursuit of life interest, but also from the immersion of long things.

In the rooms of ancient literati in China, there must be pens, ink, paper and inkstone for the case, and piano, chess, books and paintings for the lent. Besides, there are all kinds of elegant things.

Nowadays, when we see these old things in the study from a distance, we can hear the excited voices of the ancients and see their sincere faces as long as we understand them with our hearts.

They camped in the study, or played in Tibet, or lived in seclusion … and nourished by culture, which built a bright world for us.

Playing with Wen Zang can nourish the heart.

Culture is formed over time, and the way to hide and play can nourish the heart.

Elegance and vulgarity are often the first criterion in the way literati look at artifacts.

Whenever you see a thing, you should judge its advantages and disadvantages, define the realm of elegance with the mind of a gentleman, and create a true rhyme and taste that conforms to the literati’s aesthetics.

There are many beautiful things in the room, and the world is better than Taoyuan.

In the name of the post, the truth is orderly, and Mo Chi is fragrant; Appreciate the boxing stone, clear the supply, exquisite smoke and clouds, and the muscles and bones are towering;

Product green grass and bamboo, elegant room, case into a secluded field; Virtual Lu Qing Kuang, sitting in the dust to release concerns, elegant things Ming Zhen Yun;

Open-minded, all wonderful; Xuan Lang in Zhang’s room is natural and unrestrained.

By writing things in style, you can nourish your spirit.

Gewu, when there is an aesthetic seed, nourishes itself from the traditional scale.

Ancestors said: the piano is silent, the staff is light, the cup is elegant, the bamboo is cold, and the stone is impressive …

In addition to leisure and entertainment, there is a poetic charm in the study, which makes people physically and mentally idle.

If you do what you want from your heart, you will be a man, and you will not be detained, but you will not go beyond the rules.

It is the highest state to understand the nature within a certain statute, conform to the rules and set an example for future generations.

From things and devices, from devices and people, we can make our conscience in things and nourish our true qi in edification.

Living in seclusion with literature can raise your ambition.

China’s philosophy is a philosophy of leisure, and living in leisure can raise one’s ambition.

As the poet Ni Si said:

Reading books on righteousness and reasoning, learning the words of calligraphy and calligraphy, sitting quietly, talking with friends, drinking half drunk, watering flowers and planting bamboo, listening to the piano and playing with cranes, burning incense and frying tea, and going to the city to watch the mountains mean playing chess. Apart from the above, although I have other pleasures, it is not easy for me.

Life is leisure, and long things are companions. Whether reading, posting, burning incense, playing the piano, playing chess or drinking tea, long things in the study are the carriers.

Getting a period of leisure and happiness constitutes a brilliant aesthetic philosophy, which affects the world’s pursuit of leisure and elegance.

Today, we are far away from the luxury of spirit, and today’s dignitaries and rich people do not have such a life, because cultural life is not only material wealth, but also spiritual nobility, which is a real affair.

In this sense, the pursuit of beauty with culture is to immerse beauty in life.

If life is a flower, then culture is soil. May you and I live in peace in our daily life and drop the seeds of beauty and bloom the most wonderful flower.

END

China news agency, Shanghai, November 25 th: Chinese and foreign scholars say cultural relics: capturing the "bright spot" of China culture in artifacts

China News Service reporter Wang Wei Kang Yuzhan

The World Congress on China Studies and the Shanghai Forum were held at the Shanghai International Conference Center from 23rd to 24th. At a sub-forum held on 24th, Wang Chunfa, director of the National Museum of China, presented a precious cultural relic in the museum-bronze rhinoceros statue with gold, silver and moire patterns in the Western Han Dynasty, from which he realized the unique charm of Chinese civilization.

This statue is in the shape of a rhinoceros, with its head held high and its eyes inlaid with black beads, which is the image of Sumen rhinoceros who lived in China in ancient times; The whole object is decorated with staggered gold and silver moire as thin as hairspring, which is exquisite and gorgeous, and it can be called a fine bronze ware in the Han Dynasty. The bronze statue made of animals shows the concept of harmony between man and nature and the nature of Taoism in ancient China.

"This precious cultural relic not only vividly narrates the past, but also profoundly affects the present and the future, enlightening us to respect history, respect our predecessors, respect nature and protect the environment." Wang Chunfa said that human knowledge is accumulated through exploration from generation to generation, and it should be passed down from generation to generation. Chinese and foreign scholars are welcome to the National Museum of China to feel the moving place of the bronze rhinoceros statue with wrong gold, silver and moire.

What are the China cultural relics that foreign scholars are interested in? In the face of a reporter’s question from China News Service, Han Yili, a former associate professor in the Literature Department of Moscow Humanities University, made a list on the spot-Oracle Bone Inscriptions, bronzes, silk books of Mawangdui … Some of them were related to the topic of Zhouyi he studied, and the other part was out of his personal interest.

In Han Yili’s view, the importance of ancient cultural relics and historical documents lies in helping people truly understand the ancient world outlook and living conditions. Compared with some subjectively recorded words, real artifacts can reflect a period of history more intuitively. "Many cities in China have their own museums, so that everyone can learn history and experience culture from ancient artifacts. How to better protect cultural relics and inherit culture is where we should learn from China. "

Yi Xin, an international student from Shanghai University in Mexico, immediately thought of blue and white porcelain. "I found that China’s blue and white porcelain is very similar to some artifacts I saw in Mexico. Later, I read the literature to know that these artifacts really came from China. Exploring how these artifacts arrived in Mexico from China and looking for connections between different cultures made me feel very interesting. "

Yi Xin told reporters that China has a long history and China culture has many "bright spots", which let her know the real China from different angles. "We will not stop exploring China, because there are many things worth studying here." (End)